Loan Products

Conventional loans are often the best option for borrowers with strong credit who can contribute a down payment of at least 3-5%. 

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A great product for current and potential investor clientele. 30-year fixed Debt-Service Coverage Ratio (DSCR) loan is a fast and easy way to help expand your real estate portfolio.

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A reverse mortgage is a way for borrowers age 62 or older to unlock the equity in their home by turning it into tax-free cash without having to make any monthly mortgage payments. While loan proceeds are not taxable income, property taxes must be paid.

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Bank Statement loans are for self-employed borrowers who do not meet the income qualifications on a conforming loan, however they have high income volume.

FHA loans are good for borrowers with a credit score of 500 or higher, FHA loans are often a good fit for first-time home buyers or people with little savings or credit challenges.​​

A HELOC, is a second mortgage that lets you convert some of your equity in your home back into debt in exchange for cash.

Bridge loans are used to finance a new home or pay off debt.

 This loan enables borrowers to have enough funds for repairs, remodeling, renovations, or energy improvements on a property.  Allowing you to turn any home in to your dream home!

​​One-Time Closes on New Construction loans, enable a borrower to start their dream home from scratch!

Homeowners can use this type of loan to finance a new home or pay off debt.  This is an extremely beneficial option for those who do not want to be a contingent buyer.

VA loans can make it easier to buy a home because they don't require a down payment, and there is no MI. 

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Down payment assistance helps you cover your down payment as a first-time home buyer.  Programs cover up to 5% of down payment and closing costs.

Find out if you qualify.

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No income? Too much debt? Messy Tax Returns? NO PROBLEM!! Qualification based off a 640+ credit score and cash on hand!

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Land is an incredible investment..